About Us
Aman Debt Collection is one of leading Debt Recovery agency in the U.A.E. We are proud of our working team because of the vast experience and well trade-oriented staff, with the sole motive to provide quality in recovering debts with care and professionalism.
With years of collection experience, you know your debt collections are being handled by passionate and trained professionals. Our Collection officers are experts at maximizing recoveriesusing latest training techniques, technology along with integrated network of tracing, recovering & surveying of assets in UAE with addition to our intercity and excellent self-relations with the local government authorities to secure andrecover debts in a safe and legal way.
Aman Debt Collection L.L.C specializes in collection and recoveries of debts for banks and other Financial &lending institutions within U.A.E.
Traditionally debt has been hard to recover as UAE banks and Financial intuitions struggle to trace residents within and outside their own jurisdiction. It has often been discovered that the credit agreement is difficult to enforce outside of their own legal system.
We break down the barriers normally associated with recovering residents and non-residents’ debts and their failure to adhere to credit agreements.
In association with professionally, qualified and fully trained collection officers using modern tracing and field tracking techniques, we believe that we can find any individual. We then employ a strong and effective legal strategy combined with rigorous negotiating and follow ups to recover as much of the debt as quickly and efficiently as possible
We strongly believe that success does not come from what you do occasionally. It come from what you do consistently. We are confident of our approach that we are prepared to offer our combined services on a no-collection, no-fee basis. We simply earn a negotiated commission percentage on the full amount recovered. A simple and effective scheme, with no risk at all to our clients.
In these difficult global economic conditions, it always seems impossible until it’s done. Recovering debt, which previously would have been written off, is a strategic way of securing profits. Aman Debt Collections is the strategic choice for your debt recoveries.
Frequently asked question
Because of the travel ban system described above, it is quite difficult to leave the UAE in debt to a bank, but possible. In almost every UAE credit agreement we see leaving the UAE without settling a debt creates an immediate breach of the credit agreement, which means the entire debt becomes immediately due and payable (and not just the minimum monthly payment due as at the date of departure).
If you provided a ‘security cheque’ to the bank when you obtained your credit card, the bank (from 1 January 2022) has the right to present that cheque for the full amount of the credit card debt and, to the extent there are insufficient funds in the customer’s account, the bank can seek to enforce any ‘unsatisfied’ amount against assets held by the customer in the UAE. If this method of civil enforcement still leaves an unpaid debt, the bank can register a travel ban which will prevent the customer from leaving the UAE until the debt has been paid. The default will also be registered with the UAE’s Credit Bureaux which is likely to prevent the customer from obtaining credit elsewhere. If the customer has left the UAE for his/her home country, the bank will appoint a third party debt collection agency to seek the repayment of the debt in the customer’s home country.
It affects your credit record in the UAE, and the default is also shared with credit reference agencies throughout the Gulf Cooperation Council (“GCC”).
Debts incurred in the UAE are governed by UAE law. In the UAE, consumer debts owed to banks only become ‘statute barred’ (meaning uncollectable through the Court system) ten years after the default.
Our Clients
